What is PCI?
- PCI is a Data Security Standard (DSS) administered by the Payment Card Industry (PCI) Security Standards Council (SSC)
- Includes a mandated set of 12 data security requirements for merchants
- A “minimum set of requirements for protecting account data“
- Merchants must provide proof of “point-in-time” security every year
PCI applies to...
- Every company that:
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- Accepts credit cards - stores, processes, or transmits cardholder data
- Anywhere in the world
- Transaction volume doesn't matter
- Doesn't matter if all your payments are handled by third-party payment processors
- Doesn't matter if the credit card is never stored on your servers
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